Financial products refer to any financial instrument or investment vehicle that can be bought, sold or held by an individual or institutional investor. These include a wide range of assets such as stocks, bonds, mutual funds, exchange-traded funds (ETFs), options, futures contracts, insurance policies and many others. Financial products are designed to help individuals achieve their financial goals by providing them with different ways to invest money and earn returns on it. The specific features of these products can vary widely depending on the issuer or provider, but they all serve as a means for people to manage their finances effectively and build wealth over time.